Buying a home is a long-term financial equation

It’s not just about having enough money to buy a property — it’s about your ability to maintain a stable lifestyle after the purchase.

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Key factors to consider

• Equity / personal capital

• Loan amount

• Interest rates and loan tenure

• Monthly repayment obligations

• Emergency reserve fund

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Safety principles

• Do not borrow beyond your repayment capacity

• Always have a contingency plan in case interest rates increase

A clear understanding of your finances allows you to buy a home without long-term financial pressure.
1st Buyer’s Agent calculates the most suitable financial scenarios for you and supports you throughout the bank loan process.